![]() Optima Legal Services will charge a funds transfer fee of £42 to applicants who use the switching package.My first question was why play Bach on the guitar at all? For Yuri, Bach is always valid and appropriate, and the guitar is the most popular instrument in the world. Free basic legal work is only available on properties worth £2m, or less. Free valuations are available on properties worth £3m, or less. If the property is unencumbered, a free valuation is available. The remortgage switching package, which includes free valuation and free basic legal work, is only available to applicants moving their mortgage from another lender. Please contact us if you are unsure whether a transcript will be acceptable. We can accept a transcript from the Scottish Home Report (Single Survey) subject to the valuation not being more than 90 days old and the surveying firm / surveyor being on the bank's valuation panel. Transcripts are only allowed on residential mortgage applications where the LTV is 90% or below. Scottish Properties Only: The fee for valuation transcripts is £100. If a reinspection is required, the fee for this is £58.75. There is an administration fee included within the valuation fee. There are other homebuyers or structural survey options available to you at a cost and there may be different approaches in different parts of the UK.Ī surveyor may carry out a physical valuation or a remote valuation without visiting the property. This is separate from any valuation or survey of the property you might want to instruct. ![]() The lender’s valuation report, which is used to calculate how much we will lend you. Any customers who wish to have a Scottish Home Report (Single Survey) carried out, must arrange this with the surveyor directly. Valuation fees Our Valuation Panel Manager will be instructed to carry out all valuations.įee scales for a mortgage valuation are shown here, including VAT. ![]()
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